CHECKISSUING ACH Online Payment Services

ACH AUTOMATION: PAYMENT SERVICES YOU CAN TRUST

At Checkissuing, we take deep pride in our forward-thinking approach to creating an amazing Payment Sending and Transfer Platform for our clients. Our focused approach to ultra-strong security, the methodology behind our Smooth UX (user experience) System, and our reliable and always-there customer service team set us a cut above the rest. We provide the highest level of quality control to ensure each of our clients is fully satisfied with their payment services.

As traditional checking disappears, our clients have moved to eChecks transferred via the ACH network. But with such a massive transition, businesses worry about quality and security. And when it comes to moving large sums of money, you need to know you can trust your payment processor. Checkissuing removes uncertainty with state-of-the-art security, an affordable model with no monthly minimums, and broad payment solutions. Checkissuing is SOCII-SSAE 16 Type II Audit certified, HIPPA compliant, and our systems are hosted on Amazon Cloud (AWS).

FAST & EASY SET-UP ACH AUTOMATION PROCESS

• Send ACH EFT payments, otherwise known as eChecks or electronic checks, from your own accounts
• Utilize instant setup options
• Direct access to our development team for ACH EFT integration assistance
• 24/7 access to our ACH software administration system or API, for full ACH transfer service capabilities
• No monthly minimums - a rarity among ACH payment service companies
• SOC/HIPAA compliant - the high level of security you need when evaluating ACH payment service companies.

HOW CHECKISSUING’S ACH AUTOMATION ECHECK SERVICES WORK

Using Checkissuing’s ACH EFT Payment Software Systems, clients can upload or send a data file through our API. The file contains their payee's name, banking information or email address, along with the amount to transfer to them. Checkissuing verifies the validity of data fields to ensure the entries have the correct character count, format, and structure. This reduces virtually all likelihood that the ACH EFT payments, otherwise known as echecks or electronic checks, will be rejected due to incorrect information.

We will either send the ACH EFT payments directly to the client’s recipients or send them an email request containing a link to a secure page with the client’s company branding where they can enter their bank account number and routing information into the secure form and confirm it.

Once entered and confirmed, their payment will be automatically sent to them, branded discreetly as “ACH TRANSFERS,” along with the client’s company name. Then for all future ACH EFT payment transfers sent to that payee, the payment will be completed automatically without any other information or work from the payee needed.

If a payee ever needs to update their banking details, they can easily do so themselves. With Checkissuings ACH payment solutions, this is a unique feature that not many ACH form providers or ACH transaction companies offer, including full ACH EFT automation.

WHY WE ARE DIFFERENT THAN OTHER ACH PAYMENT PROCESSING COMPANIES

ACH payment processing as an industry has grown rapidly over the past few years. The pandemic fast-tracked businesses’ switch to ACH payments, resulting in ACH B2B payments rising by 33.2% over just the past two years. With such proliferation, the market saw new payment processing companies form in record numbers. However, not all ACH payment service companies are alike.

The team members at Checkissuings have deep backgrounds in payments, engineering, development, security, compliance, finance, quality control, and technology. They are not newcomers flocking to a trendy cottage industry. They are passionate and educated about ACH processing and how these services can support businesses in a variety of industries.

Combined with a resolute operational team, dedicated customer service staff, and an innovative development team, Checkissuing offers fresh solutions to systems and technology in order to provide state-of-the-art payment and statement solutions.

We also take pride in knowing that Checkissuing goes a step further than many other companies in the industry. There are many ways in which Checkissuing’s services far exceed the industry norms:

• Security – Checkissuing is SOCII-SSAE 16 Type II Audit certified, the highest service level attainable for a virtual server hosting company. We are HIPPA compliant and our systems are hosted on Amazon Cloud (AWS), which supports more security standards and compliance certifications than any other offering. This is the same platform that the NSA (National Security Agency) uses to store their information.
• Service options and solutions – We provide an incredibly robust offering of services, including digital checks and ACH payments, along with integrations and support.
• No monthly minimums – We do not charge processing fees or monthly minimums. Therefore it doesn’t make a difference in cost to you whether you use us one-time or on a regular basis, making us an exceedingly affordable choice to send ACH.
• Unique features and automation – Automate through the Checkissuing API for ease of use for you and your payees. Payees can make changes to their banking information without sharing their private data with you, so you don’t need to worry about storing secure data. Clients have a wide offering of features and add-ons to customize their experience.

WHAT TO LOOK FOR IN AN ACH PAYMENT PROCESSING COMPANY

There are many ACH payment companies out there that charge high fees and offer little in the way of true customer service. Before signing up for a competitor, consider the following attributes to look for in an ACH payment processing company:

• Multiple payment options – You should be able to pick the payment services you want to offer your payees - without fees and restrictions.
• Affordability – Are there startup fees? Monthly minimums? Processing fees? Banking fees? All those fees can add up quickly, making it difficult to send ACH payments online.
• Security – Banking fraud, like ACH processing, is a booming business. With sensitive financial information, you need to know your payment processor is keeping your information - and your payee’s- secure.
• Customer service – Many companies tout their customer service. But what support are you really getting? How accessible is customer service during startup, integration, or ongoing concerns?
• Industry expertise – Some smaller companies will try to convince you that your business is so niche that only they can understand and support you. Understand that while you should feel your processor understands the tasks you need to accomplish, things like access to funds, secure systems, and honest, helpful, and accessible customer service are even more valuable.